Home Building Steps- With Pre-Owned Blueprints

  1. Find a home site that you love!


  2. $500 Lot Reservation - a non-binding contract.


  3. Meet with a Banker that has experience in Custom Construction Financing: (approval approx 2-7 days, depending upon client participating & credit)

    • Banner Bank, LouAnne Burton (509) 735-0811

    • Wells Fargo, Mike Denslow (509) 736-2621

    • First Horizon, Gary Lackey (509) 736-3333


  1. Meet with the builder within 30 days of the Reservation & start completing a features detail sheet with the Builder

    • Coldwell Banker, 8836 Gage Blvd, Kennewick


  2. Meet with Builder to submit blueprints and detail forms to him.  Builder will then bid out plans & specifications.  (takes approx. 2 weeks after meeting)


  3. Submit blueprints, site plans, specification sheet and cost breakdown sheet & owner/builder contact to bank.


  4. Bank will: (approx 30-45 days after submittal)

    • process

    • order appraisal

    • prepare final loan documents.


  5. Builder to submit for permit (10-14 days)


  6. Builder to begin excavation and home construction (approx 4-6 months, subject to weather permitting)