1. Find a home site that you love!

   
   

2. $500 Lot Reservation - a non-binding contract.

   
   

3. Meet with a Banker that has experience in Custom Construction Financing: (approval approx 2-7 days, depending upon client participating & credit)

   • Banner Bank, LouAnne Burton (509) 735-0811

   • Wells Fargo, Mike Denslow (509) 736-2621

   • First Horizon, Gary Lackey (509) 736-3333

     
     

4. Meet with the builder within 30 days of the Reservation & start completing a features detail sheet.

   • Coldwell Banker, 8836 Gage Blvd, Kennewick

     
     

5. Set-up a time to meet with designer to draft plans. (takes approx 2-4 weeks after meeting)

   • TMW Design ‚Äì Tom Withers

   • Jerry Bowden

     
     

6. Meet with Builder to submit blueprints and detail forms to him. Builder will then bid out plans & specifications. (takes approx. 2 weeks after meeting)

   
   

7. Submit blueprints, site plans, specification sheet, cost breakdown sheet & owner/builder contact to bank.

   
   

8. Bank will: (approx 30-45 days after submittal)

   • process

   • order appraisal

   • prepare final loan documents.

     
     

9. Builder to submit for permit. (10-14 days)

   
   

10. Builder to begin excavation and home construction. (approx 4-6 months, subject to weather permitting)